Jay Winston


Bar Admissions: New York, New Jersey, Connecticut


B.A. from Cornell University and Magna Cum Laude J.D. Degree from the New England School of Law (Law Review)

National Vehicle Leasing Association, Board of Directors, New York Chapter (2010-2011)

The National Creditors Bar Association, formerly known as National Association of Retail Collection Attorneys (NARCA):   Board of Directors (V.P.) and Education Committee, (1999-2001, 2007-2010). Member of the Defense Bar (2014-Current).

Co-Author: The Complete Guide to Credit and Collection Law, from 2000-current. Updated yearly. Originally published by Prentice Hall, recently and now published by Carol Processing Inc., d/b/a Credit & Collection Education Forum (over 30,000 copies sold, over 2000 Pages).

Cited/Favorable reviews by:

  • Cited by 9th Circuit in Blanco v. Holder, 572 F.3rd 780 (9th Cir 2009) as a recognized treatise.
  • American Bankruptcy Institute (ABI), ACA International (ACA), etc. See website.
  • Commercial Law League of America (CLLA); Asset Finance Intl.; NJ Lawyer.

1993: Law Review Article – “Paid-in Full Checks – The Evolution of Accord and Satisfaction: Common Law; U.C.C. Section 1-207; U.C.C. Section 3-311” Fall 1993 Vol 28, No.1 pgs 189-230 – recommended reading by the National Law Journal.

Multiple industry associations have asked Jay to speak at their events for over 20 years including but not limited to:

  • American Bar Association (ABA): Consumer Financial Services Debt Collection Practices and Bankruptcy Subcommittee
  • National Association of Credit Management (NACM): Annual Conference & Eastern Regional
  • NYCMA: New York NACM chapter
  • Association of Credit & Collection Professionals (ACA International)
  • National Association of Retail Collection Attorneys (NARCA)
  • The Conference on Consumer Finance Law (CCFL)
  • Direct Marketing Association (DMA)   
  • Credit International /CrexNet (NYC)
  • Several Banks, Financing Companies , Law firms and Collection Agencies