Legal Articles - Winston & Winston P.C.

These articles are not intended to be a substitute for consultation with an attorney. No attempt has been made here to review, include, or comment upon all the relevant laws and statutes. Most of the general statements presented are representative of the laws in the majority of the states, but some states have passed laws that modify or change the legal consequences of the general statement. Exceptions exist to every general statement. Therefore, a general statement should not be used to fit a particular set of circumstances until after a thorough examination of the facts and laws plus a review of the decisions of the courts of the appropriate state. Laws and statutes are continually amended, revised, and repealed and court decisions may be reversed or rendered obsolete by more recent decisions or decisions of higher courts. It is recommended that a review of all the state laws and federal laws as well as the court decisions of the federal courts and the state courts should be done before any decision is made with regard to any legal problem involved with the credit or collection effort and consultation with an attorney is always recommended before proceeding.