Legal Articles

10 Tips for Preparing for Trial, NARCA Newsletter


Reverse Piercing of the Corporate Veil, NY NACM Newsletter


Emails and Confidentiality Notices, NARCA Newsletter


Credit Card Grantors How to Avoid Unnecessary Trials, NARCA Newsletter


Can a Defendant File a Counterclaim under the FDCPA, ACA Newsletter


Reclamation of Property


Credit Application




Bankruptcy Notice




Letter of Credit


Guidelines for Testimony at Trial, NARCA Newsletter


Guidelines for Testimony at Deposition


Contract Review, NARCA Newsletter


Suggested Strategies for Recovering Collateral Seized by Third Parties


Parole Evidence Rule, NARCA Newsletter


Paid-in-Full Checks, ACA MAP Bulletin, based on Jay Winston’s Law Review Article, New England School of Law


Stripping Liens in Bankruptcy


Exemplified Judgment/Triple Seal Judgment


Bankruptcy and Cash Collateral


Selling equity in your business to fuel expansion


Email Collections, NARCA Newsletter


Unsigned Check, ACA International Tele-seminar section of guide cited in Blanco v. Holder, 572 F.3d 780 (9th Cir. 2009)


Certified Checks and Cashier Checks, ACA International Tele-seminar


Involuntary Petition



These articles are not intended to be a substitute for consultation with an attorney.  No attempt has been made here to review, include, or comment upon all the relevant laws and statutes.  Most of the general statements presented are representative of the laws in the majority of the states, but some states have passed laws that modify or change the legal consequences of the general statement.  Exceptions exist to every general statement.  Therefore, a general statement should not be used to fit a particular set of circumstances until after a thorough examination of the facts and laws plus a review of the decisions of the courts of the appropriate state.  Laws and statutes are continually amended, revised, and repealed and court decisions may be reversed or rendered obsolete by more recent decisions or decisions of higher courts.  It is recommended that a review of all the state laws and federal laws as well as the court decisions of the federal courts and the state courts should be done before any decision is made with regard to any legal problem involved with the credit or collection effort and consultation with an attorney is always recommended before proceeding.